Utilizing State Insurance Rating Bureaus GIS for Efficient Data Management

GIS and Land Records

Insurance assessors have utilized computers ever since they became accessible to the commercial market. The intricate calculations required for determining real property values necessitate advanced mathematical techniques, and the introduction of computing resources has significantly enhanced assessor’s efficiency and expanded their capabilities.

ArcGIS Platform and Land Administration

Designed with openness and interoperability in mind, ArcGIS serves as the technological foundation for various land administration tasks. These include capturing property boundaries and attributes in the field, editing and managing cadastral data using standardized workflows, extracting features from imagery, digitizing legacy cadastral documents, and facilitating the dissemination and sharing of essential land information.

Utilizing ArcGIS best practices eliminates the necessity for each jurisdiction to allocate valuable time and resources to expensive customization. With pre-configured, comprehensive functionalities and extensive geographic data, ArcGIS facilitates the efficient management of various geospatial data types, including imagery, basemaps, and parcels, straight out of the box.

Efficient Data Management Tools

Parcel data plays a vital role in local government and extends its utility to numerous organizations beyond the land records office. These include entities involved in disaster response, public safety, engineering, and public works, as well as planners, real estate professionals, and developers.

Modern Public Data Access

ArcGIS equips the assessor’s office with easily configurable Commercial Off-The-Shelf (COTS) solutions for modernizing public data access. This encompasses a web-based parcel viewer application that can be deployed within minutes, leveraging ArcGIS Online–Esri’s cloud mapping environment. Moreover, the web portal technology is accessible on mobile devices via web browsers or various COTS apps such as ArcGIS for Android and ArcGIS for iOS. The interoperability of ArcGIS technology across operating systems provides assessors with deployment flexibility while still utilizing COTS technology. These data access options hold particular significance for real estate professionals.

ArcGIS Integration with Tax and Assessment Systems

ArcGIS offers sophisticated spatial analysis capabilities for discerning valuation trends, integrating demographics with additional data, scrutinizing neighborhoods, and enhancing Quality Assurance/Quality Control (QA/QC) processes. By leveraging ArcGIS, local assessment personnel and officials can operate with maximum efficiency, guaranteeing that their efforts lead to defensible property valuations achieved with the utmost efficiency and cost-effectiveness for the government.

Spatial Analysis

Assessors nationwide seamlessly merge GIS with tax, assessment, and other operational systems, thereby extending GIS analytical functionalities to data housed in these systems. ArcGIS Online offers assessors access to a wealth of online geographic and demographic data, which can be easily overlaid during assessment reviews, neighborhood analyses, and comparable sales assessments. Moreover, this data can be integrated into intricate analytics and spatial analyses. Furthermore, this valuable information can be effortlessly disseminated within local government or shared with the public.

GCS Experience Providing Insurance Rating Organizations with GIS Services.

GCS has provided ArcGIS services to several Insurance Rating organizations, including: The Idaho Surveying and Rating Bureau (ISRB), The Mississippi State Rating Bureau (MSRB), The Property Insurance Association of Louisiana (PIAL), The Washington Survey Rating Bureau (WSRB).

ISRB

Idaho Survey and Rating Bureau, Inc.

The ISRB is an independent rating organization operating with a license from the Idaho Department of Insurance as a “rating-making organization” for property insurance. The Bureau is operated as a not-for-profit association of insurers.

The ISRB contracted GCS to develop the Idaho Road Data Refresh project for their Protection Class Calculator (PCC). Enhancements to the PCC calculator service included extending metadata for primary responding fire stations.

MSRB

Mississippi State Rating Bureau

The MSRB engaged with GCS to create a Protection Class Calculator web service solution. They reengaged with GCS to support MSRB GIS staff with authoritative PCC GIS dataset processes for storage, editing, field collection, application analysis, and display. An SOP was established for authoritative storage and internal staff editing processes for PCC layers with a primary focus on fire hydrants.

The solution provides a comprehensive inventory of fire hydrants, and their status that can be accessed in a station or the field. The hydrant inventory can be used by fire service agencies to prioritize inspection activities and quickly locate operational hydrants when an emergency occurs.

PIAL

Property Insurance Association of Louisiana

GCS has supported PIAL throughout numerous developmental endeavors. During our time working with PIAL, GCS has provided the following services: The development of a Road Analysis App, the creation of a new Application Programming Interface (API) tying their protection score to up to date GIS data, support of their existing RAPID system as well as connecting it to their GIS portal, and provided training in GIS and maintenance of their architecture.

RAPID (Rate and Property Inspection Database) is an application that supports building inspections and insurance rates according to rate formulas, geographical areas, and other factors that are driven, defined, and maintained by PIAL.

WSRB

Washington Survey & Rating Bureau

The WSRB needed to develop an automated Service Oriented Architecture (SOA) using a combination of Microsoft .NET and Esri ArcGIS technology and custom GCS code that could be readily accessed as a complete, integrated solution for the insurance risk system.

The WSRB approached GCS to help them design and implement a Protection Class Calculator (PCC) web service with an elegant user interface. The PCC was a complex algorithm designed to determine risk for commercial property and produce a score (1-10). WSRB sells these calculated PCC scores to the largest insurance companies in the world that underwrite property in the State of Washington.

GCS delivered a Protection Class Calculator system using embedded GIS web service logic and data, allowing WSRB to provide highly accurate protection class scores to their clients in near real-time. The SOA optimized WSRB workflow, reduced labor costs, and allowed them to sell more scores at a faster rate of their insurance industry customers.

Who We Are

GCS is a Geospatial Information Technology Services Company delivering award-winning solutions.

Our team of geospatial IT and cloud certified professionals help organizations unlock and enable GIS technology.  With over 200 years of combined technical expertise, GCS converts your ideas into reality through customer-driven, innovative applications. GCS customers gain strategic value through increased productivity, efficiency and profitability, optimizing mission-critical business processes.

Esri Partner

Montana Esri Gold Partner Network

Since 2002, GCS has been an Esri Business Partner.

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