Custom Protection Class Calculator Supports Inspectors and Fire Chiefs

Property Insurance Association of Louisiana (PIAL) Partnership with GCS

GCS has proudly supported the Property Insurance Association of Louisiana (PIAL) through numerous developmental initiatives. Our collaboration has resulted in significant enhancements to PIAL’s systems and applications. Here are some key services we have provided:

1. Road Analysis App Development: We developed an innovative Road Analysis Tool designed to optimize district coverage and run comprehensive “what-if” scenarios. This tool enables PIAL to make informed decisions about property insurance rates and risk assessments.
2. Application Programming Interface (API) Creation: GCS created a robust API that links PIAL’s protection score to up-to-date Geographic Information System (GIS) data. This integration enhances data accuracy and streamlines the insurance rate calculation process.
3. Support for the RAPID System: We offer ongoing support for the RAPID (Rate and Property Inspection Database) system, which facilitates building inspections and determines insurance rates based on various factors such as geographical areas and established rate formulas.
4. GIS Training and System Architecture Maintenance: GCS provides comprehensive training in GIS technologies and maintains the architecture of PIAL’s systems to ensure optimal performance and reliability.

About RAPID

The RAPID system is crucial for supporting building inspections and calculating insurance rates tailored to specific geographical areas. It is designed to adapt to various rate formulas and operational needs defined by PIAL.

Ongoing Technical Support

To this day, GCS continues to provide essential technical services to PIAL, ensuring they remain at the forefront of property insurance solutions in Louisiana.

About Property Insurance Association of Louisiana (PIAL)

Serving Louisiana’s Property Insurance Industry for Over 130 Years
The Property Insurance Association of Louisiana (PIAL) is a non-profit association that represents all insurance companies licensed to offer fire and related coverages in Louisiana. Established in 1888, PIAL has been dedicated to maintaining a healthy and competitive property insurance market in Louisiana for over a century.

What We Do:

1. Fire Protection Grading: PIAL grades municipal areas across Louisiana based on fire protection capabilities, ensuring fair property insurance ratings.
2. Commercial Building Inspections: Upon request, PIAL conducts inspections for accurate pricing of individual risks, enhancing the accuracy of insurance premiums.
3. Advisory Rates and Forms: PIAL files advisory rates and forms for property insurance, reviewed and approved by the Louisiana Department of Insurance.

Our services help ensure fair insurance pricing, promote competitive practices, and contribute to the long-term stability of Louisiana’s property insurance industry.

Backed by Louisiana R.S. 22:1460, PIAL remains committed to improving public protection ratings, fostering competition among insurers, and providing resources that benefit both insurers and policyholders alike.